You’re married, congratulations! One of the next things many couples think about is buying their dream home. A place to grow old, to raise their future kids, and enjoy their life together! However, jumping head first into home ownership as newlyweds can be difficult. So, to make your journey a bit easier, we’ve put together a few things to help you along the way! Let’s Talk Credit
If you don’t have $150,000 - $200,000 lying around, chances are you’ll need to finance your home. And when it comes to financing, credit is key. The better you and your spouse’s credit scores, the better rates you’ll be able to get. So if you don’t know your credit score, step number 1 is to figure that out. You can do so by requesting your credit report, for free, from AnnualCreditReport.com. You can also sign up for a site like Credit Karma which will help you keep track of your credit. While you don’t need an extremely high credit score, a 620 will do, the higher your credit score is the better chance of approval you’ll have! Know What You’re Looking For House hunting is fun but can easily get overwhelming. That’s when an agent can come in handy, but more on that later! We suggest making a list of “can’t live withouts” and “wow, that’d be nice” that way when it comes time to look for properties and get with an agent, you’ll be able to answer any question they have. Get Yourself An Agent Yes, you need an agent! And at Davis Realty Group, we have agents ready to help you every step of the way! They’ll help you find a home, put in an offer, and make sure you have everything you need for the day of closing. They also help handle all the tedious paperwork. Take Your Time Chances are, your dream home isn’t going to be the first house you view regardless of what you see on HGTV. Be patient and trust your agent. Just like you knew your spouse was “the one” you’ll know when you’ve found the right house. Davis Realty Group is standing by and would love to help you when it comes to finding your dream home. They’re a local team who specializes in residential buyers so they’re well equipped to help you as a TangiBride! Get in touch with them today! Our mission at Davis Realty Group is to: serve the entire Southeast Louisiana corridor with our knowledge and expertise in real estate to better inform buyers and sellers in order for them to make the best financial and personal decisions when it comes to anything real estate.
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